What to Ask Your Auto Insurance Agent

car questions checklist

You’ve done a bit of research, and are pretty confident about what kind of insurance you want for your car. Now that you’re ready to buy coverage, however, you might find there are still questions you didn’t think to research, or that couldn’t be answered except by the insurance agent. Given the intricate nature of auto insurance coverage, asking the right questions can help you ensure that you’re covered when you need it the most. At the Jeff Van Matre Agency, our answers can also help you avoid being hit for extensive, and unnecessary, costs and fees.

Auto Insurance Questions for the Experts

Is my liability coverage enough?

Liability coverage is essential to any car insurance plan, and in some cases, it may be enough by itself. Since it only protects the other driver in the event of an accident you cause, the costs of repairing your vehicle (and your own medical expenses, if necessary) will come out of your pocket. Given the year, make, model, and mileage of your car (along with a host of other factors), we’ll help you decide what, if any, additional coverage you need.

Do I qualify for any discounts?

Certain factors, like a pristine driving record and particular safety features on your automobile, might qualify you for reduced costs in your insurance plan. As independent agents, we’re free to help you find every helpful discount that you may qualify for, and apply it to your auto insurance plan.

How can I be sure I’m covered in every possible instance?

By their very nature, accidents aren’t always preventable, or even foreseeable. Therefore, there’s no absolute guarantee what circumstances will arise and require you to protect yourself. Fortunately, we have a variety of options, such as umbrella insurance, that will help you find peace of mind by extending the limits of protection for you and your vehicle.


With over 20 years of experience in the insurance industry, the Jeff Van Matre Insurance Agency can help you choose the right coverage plan to protect your personal and business assets and put your mind at ease. To learn more, visit us online, or call our Carrollton office today at 972-492-8500.