“What If…?” Questions About Homeowner’s Insurance

homeowner's insurance questions

Protecting your home with the right homeowner’s insurance policy doesn’t have to be as complicated as choosing your perfect home may have been. With the same level of care and attention you put into choosing your house, we can carefully and personally customize your insurance plan to give you the peace of mind a home should bring.

What if I want to change the coverage on my personal belongings?

The good thing about good customer service from an independent agent is that your policy can be as customizable as your needs are unique. Should your needs change and you wish to change the amount of coverage on any of your personal belongings, we can revisit your policy and discuss what changes would be most beneficial to you.

What if I need extensive repairs due to mold buildup?

As many homeowners know, or learn, mold is a fearful, potentially destructive force that can strike for many reasons. Depending on the reason for the mold, your homeowner’s insurance may cover the costs of repair, which can often range into the tens and hundreds of thousands of dollars.

For instance, if mold results from a burst pipe or any other covered hazard, you may be covered. If it’s due to lack of repairs and neglectful (or nonexistent) maintenance, then you could be responsible for the costs.

What if I’m not sure exactly how much homeowner’s insurance I need?

The world of insurance coverage is an intricate one. Because many insurance companies are beholden to larger corporations and banks, it can be difficult to know if what they offer is more for your benefit or theirs. The best way to ensure that your policy meets all of your needs without burdening you with unnecessary coverage is to seek the advice and help of an independent insurance agent.


With over 20 years of experience in the insurance industry, the independent Jeff Van Matre Insurance Agency can help you choose the right coverage plan to protect your personal and business assets and put your mind at ease. To learn more, visit us online, or call our Carrollton office today at 972-492-8500.