What Does Your Business Owner Policy Need?


Owning a business can be very rewarding. However, owning a business can also be very stressful and require a lot of long hours. With an insurance policy there is coverage available to ease your mind and reduce your stress. What does your business owner policy need? What coverage is necessary to help protect your business from interruptions, accidents, or mistakes?

A Look At Business Owner Insurance

Liability: if your company is held liable for an accident or injury related to your business then you will need to pay costs or a settlement. Likewise, if there is property damage or if you are faced with a slander or libel suit you may need to pay. However, with liability coverage you can be covered, which can help protect your business.

Commercial auto: For your personal vehicles you need insurance in case of an accident. Your commercial vehicles are no different. If you have a vehicle your employees use or operates as part of your business then you need insurance, otherwise being at fault in an accident that leads to injury or damage to a vehicle could be disastrous.

Business Interruption: What if a disaster or unforeseen issue forces you to close or interrupts your business for a short or possibly prolonged period? In many cases this would spell the end of your company. However, some business policies include business interruption coverage.

Property: What if your property becomes damaged in an accident or equipment within is damaged/destroyed? Property coverage can provide the funds to rebuild or repair without hurting your company’s finances.

Error and Omission: Some policies may include an error or omission policy. If a mistake on the part of your or an employee leads to injury or financial troubles for a client or customer you could be forced to pay a settlement. This policy can provide coverage in such a situation.


With over 20 years of experience in the insurance industry, the Jeff Van Matre Insurance Agency can help you choose the right coverage plan to protect your personal and business assets and put your mind at ease. To learn more, or to get a free quote,  call our Carrollton office today at 972-492-8500.