Whether you’re a new or experienced business owner, you’ve invested a lot of time in learning the ins and outs of your respective company’s field. Unless that field is insurance, your dedication may have left little time to become thoroughly educated about the complex world of business insurance. Fortunately, our dedicated team of independent insurance agents are happy to share our expertise by answering a few common questions about business insurance coverage. For more information, schedule a personal consultation with one of our agents today.
What kind of insurance does my business need?
Like personal home and auto insurance, your business’ insurance needs depend on its nature and size, as well as a host of other variables. Still, the basics that most business need include;
- General liability coverage, for protection in case of accidents, property damage, or injury at the workplace
- Worker’s compensation insurance, in case an employee is injured on the job
- Commercial property insurance, to protect your company’s building, tools, machinery, and other tangible assets
If I only have a few employees, should I still add worker’s comp to my plan?
Even if you only have one employee on your payroll, worker’s comp insurance is vital to protecting your business’ interests if that employee is hurt and misses work, and more so if medical attention is required. The costs of a single injury can become an incredible burden, especially if the size of your company only allows for one or a few employees.
How much commercial auto insurance do my vehicles need?
The specifics of your commercial auto insurance plan will be determined after a consultation and review of your business’ needs and operations. However, regardless of how often your business requires the use of automobiles, any vehicle that the business owns should be covered by commercial auto insurance.
Can I get coverage in case by business is interrupted and I lose income?
No matter how much you plan in advance, sometimes business is interrupted by forces outside of our control, such as extreme weather or a natural disaster. As part of your personalized business insurance, we’ll help protect you against the loss of income with business-interruption insurance, which will help soften the blow of a business-stopping disaster.
ABOUT YOUR DALLAS INSURANCE AGENCY:
With over 20 years of experience in the insurance industry, Jeff Van Matre Insurance Agency can help you choose the right coverage plan to protect your personal and business assets and put your mind at ease. To learn more, visit us online or call our office today at 972-492-8500.