Choosing an insurance policy for yourself or your business can be overwhelming if you are working alone. Thankfully, your Carrollton TX insurance agency is committed to working with you to craft a custom policy tailored to fit your exact needs. Whether you are looking to insure your car, home, or business, the experienced agents at Jeff Van Matre Insurance Agency can guide you through the process step by step until you arrive at a policy you are happy with.
Common Insurance Pitfalls and How to Avoid Them
There are many pitfalls that you can run into when purchasing insurance. Your agents at Jeff Van Matre Insurance Agency are here to guide you around these pitfalls so that you pay for the insurance you need and nothing more. Below are several common insurance pitfalls that buyers should look out for.
- High deductibles. A deducible is the money that you must pay when you make an insurance claim. The higher the deductible, the lower the monthly premium tends to be. The same is true in reverse. However, if the deductible is too high, the majority of the money for your claim will come out of your own pocket, meaning that your policy will not prove very useful to you. On the other hand, a very low deductible can leave you with premiums that become a financial burden to you. Therefore, you should discuss any concerns you may have about monthly premiums and your deductible with your insurance agent while crafting your policy.
- Extra coverage. Some insurance companies will include extra coverage into their clients’ policies without telling them. As a result, you can end up paying for more than you need. At Jeff Van Matre Insurance Agency, our agents work with you to understand your personal needs. As a result, the policies our agents create are tailored for you so that you can be confident in the policy you purchase. Our agents also encourage you to ask questions so that you can be sure that you understand the coverage included in your policy.
- Insufficient coverage. Some customers are unfamiliar with the policies that they purchase. As a result, they may believe that their insurance covers more than it actually does. Therefore, be sure that you understand exactly what your policy will and will not cover by working with your agent.
About Jeff Van Matre Insurance Agency: With over 20 years of experience in the insurance industry, Jeff Van Matre Insurance Agency can help you choose the right coverage plan to protect your personal and business assets and put your mind at ease. To learn more about optimizing your insurance coverage, visit us online or call 972-492-8500 today.