Important Considerations About Your Restaurant Insurance

restaurant insurance

Owning and operating your own restaurant may be a dream, but that doesn’t mean that your investment doesn’t need protection. The best way to secure your business, and all of the hard work you’ve put into it, is to seek a custom-built business insurance plan for your restaurant. To learn how, speak with your independent Dallas insurance agent, Jeff Van Matre, today.

Your Restaurant’s Most Important Assets

People

People, including your customers as well as your employees, may arguably be the most important consideration when it comes to restaurant insurance. A worker or customer could slip and fall, or get hurt in some other accident in the restaurant, or a customer may become ill due to improperly-prepared food. Worker’s compensation insurance can offer coverage for an employee that is injured on the job. General liability insurance can protect you in the event that a customer or passerby is injured in or outside of your restaurant.

Product

Because of the delicate and volatile nature of food, your restaurant’s items rely on numerous factors to remain in good condition, and able to be served. You can protect yourself from loss in the event that your food storage is compromised with adequate food contamination insurance. If you serve liquor, then you’ll also require a valid liquor license and liquor liability insurance.

Profit

Sometimes, unforeseen incidents or uncontrollable changes can cause your restaurant to lose business. You can protect yourself by saving and adequate nest egg to give yourself a cushion during hard times, and by speaking with us about the values of adding loss of business to your restaurant insurance. To avoid losing income to certain specific causes, loss of business insurance can help make up for lack of profits for a given period.

ABOUT YOUR DALLAS INSURANCE AGENT:

With over 20 years of experience in the insurance industry, the Jeff Van Matre Insurance Agency can help you choose the right coverage plan to protect your personal and business assets and put your mind at ease. To learn more, or to get a free quote,  call our Carrollton office today at 972-492-8500.