How To Insure Your Telecommunications Company


Telecommunications is a general term that encompasses an array of technologies that electronically send information over significant distances. Some modern examples include radio, television, land lines, mobile phones, voice-over Internet protocol, satellite phones, fiber optics, and the internet. If you are in the telecommunications business, regardless of whether you provide goods and services to other companies or residential and commercial customers are your focus, it is important to know how to insure your telecommunications company.

Insurance You Should Have

As a telecommunications company you will require the same sorts of insurance as any business which includes:

Business Owners Policy (BOP): A BOP can provide you with a number of different types of insurance to protect your business including, but not limited to, equipment breakdown, building and contents, electronic data, and valuable papers protection. You can select only the coverage your particular company requires. Generally, it covers property damages and liability to help pay for the loss of business contents and damage to business property. You can customize a BOP according to your business needs by adding other coverage such as professional liability coverage.

Professional Liability Insurance: Also referred to as Error and Omissions Insurance, professional liability protects against mistakes made by your employees in case of a lawsuit.

General Liability: Helps pay for your legal defense in case a client claims that your product caused them harm, or if a client is injured on your property.

Business Auto: If you or your employees travel to provide goods or services, commercial auto insurance helps protect you in case of an accident. It can pay for vehicle damages and medical expenses due to injuries sustained during the accident.

Talk To Your Agent

If you are unsure what insurance coverage you need for your telecommunications business, talk to your agent. They can help you choose the proper coverage for peace of mind.


With over 20 years of experience in the insurance industry, the Jeff Van Matre Insurance Agency can help you choose the right coverage plan to protect your personal and business assets and put your mind at ease. To learn more, or to get a free quote,  call our Carrollton office today at 972-492-8500.