How Much Coverage Does Your Business Need?

van matre business

Have you recently started your own company? If so, amidst all the decisions and steps needed to open your doors you may have overlooked insurance. As a business, you need coverage for a number of different scenarios. Otherwise, what you currently carry may not extend should certain disasters arise. How much coverage does your business need?

Liability Options

What About My Vehicles?

If your business owns vehicles or you have cars/trucks used by your employees then you may need a commercial auto policy. You can obtain a policy that includes liability, collision and medical (for both driver and passengers), and comprehensive. The comprehensive option includes damage from fire, theft, and damages from weather related disasters, such as hail, flood, or tornados. To decide what level of coverage’s best suits your company’s needs you can speak with one of our agents.

Do I Need Workers Compensation?

If an employee becomes injured then they may seek workers compensation. This helps cover medical bills and lost earnings. As the employer, you can carry insurance to ensure these costs do no endanger your company. While the state of Texas doesn’t actually require coverage, they may expect you to carry it and provide assistance to your employees.

What About My Building?

You can also obtain commercial property insurance. Should a fire break out or another issue arise that damages your building you could be in deep financial distress. However, with commercial property insurance you are protected should such an issues develop.

ABOUT YOUR CARROLLTON, TX, INSURANCE COMPANY:

With over 20 years of experience in the insurance industry, the Jeff Van Matre Insurance Agency can help you choose the right coverage plan to protect your personal and business assets and put your mind at ease. To learn more, or to get a free quote,  call our Carrollton office today at 972-492-8500.