Consolidation means to combine like elements into a stronger, more effective whole. As a business owner, consolidating departments, policies, responsibilities, and especially expenses is a vital concept to running the company, and keeping it profitable. When it comes to insuring your company’s continued success, consolidating its various insurance needs is equally as important. As highly-experienced, independent agents, the experts at the Jeff Van Matre insurance agency can help you combine necessary coverage plans into a personalized business owner’s policy, helping you minimize the confusion while maximizing your benefits and the cost-effectiveness of your insurance coverage.
What Most Business Owners Need
Big or small, the day-to-day responsibilities of owning and operating a business can take up most, if not all, of your time and attention. Besides cost-effectiveness, bundling your insurance needs into a single, comprehensive business owner’s policy will help us help you keep track and update your policy according to the changing needs of your business. Though the exact details of your policy will depend on your specific circumstances, most business owners policies should include;
- Business-interruption insurance—if you have to close shop due to extreme weather or a natural disaster, then business-interruption coverage can help soften the blow of lost income.
- Crime insurance—protection against burglary or theft, including by an employee.
- Commercial auto insurance—if your business owns any vehicles, they should be included in a commercial auto insurance plan. Even if transportation isn’t a vital part of your business operations, an accident or collision could cripple your company’s finances without adequate coverage.
- Liability insurance—general liability insurance is perhaps one of the most important plans for your business, as it will protect you in the event of damages allegedly caused by you, your company, any of your employees, or the products/services you provide.
- Property insurance—your company’s inventory, office equipment, and other tangible assets (including the building, if you own it) will need protection under property insurance coverage.
- Worker’s comp insurance—if an employee is injured on the job, worker’s comp insurance will protect your company’s assets from the costs of medical treatment, lost wages, and other monetary considerations.
ABOUT YOUR CARROLLTON INSURANCE AGENCY:
With over 20 years of experience in the insurance industry, Jeff Van Matre Insurance Agency can help you choose the right coverage plan to protect your personal and business assets and put your mind at ease. To learn more, visit us online or call our office today at 972-492-8500.