Cover Your Business

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If you own a business, you need to understand that personal liability insurance won’t cover your losses related to business activity. It’s unfortunate, but what if you’re sued? A lawsuit could sink you before you begin to float, or damage the business’ growth potential. This is why, at JVM Insurance Agency, we believe you should understand what kind of insurance your business needsm prior to legal ramifications. With extensive knowledge of coverage options, an agent will be able to craft a custom policy to fit your business’ needs.

What Does General Business Liability Cover?

As lawsuits become more frequent, business owners should be aware that a general business liability insurance policy will cover some of the following incidents:

  • Bodily Injury
  • Personal Injury (includes slander and libel)
  • Property Damage
  • Advertising Injury

Although most people identify liability insurance with an “as needed” mindset, court costs, partially or entirely, could be covered by a liability policy. Legal fees typically swell quickly once a lawsuit is set in motion, but general business liability insurance could save a business from sinking entirely. If a lawsuit is brought against your business, a general business liability policy could save you substantial amounts of money and time.

Choosing Your Agency

Many insurance agencies are rigid with their policies, meaning they’ve used an all encompassing approach to supplying insurance coverage for businesses. Our team at JVM Insurance Agency believe in just the opposite. Our experienced agents will discuss with you any and all concerns, determining which policy fits your business needs. The industry you are involved in plays a large role in deciding which coverage will function based on calculated property and injury damage risk.

We also suggest packaging business property insurance with general business liability insurance to ensure that any occurrences on your property not only protect your employees, but your assets as well.

With over 20 years of experience in the insurance industry, Jeff Van Matre Insurance Agency can help you choose the right coverage plan to protect your personal and business assets and put your mind at ease. To learn more about optimizing your insurance coverage, visit us online or call 972-492-8500 today.