Although the risk of having an accident or contracting an illness varies depending on the type of job, no job is without its risks. Of course, electricians, construction workers, or high-rise window washers are at more of a risk for accidents, it really doesn’t matter whether you are a school teacher or a writer–things happen…. Read more »
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Posts Categorized: Worker’s Comp
Do you own your own business? If you are a small business owner then you worked hard to get where you are. You put in the long hours and placed everything on the line to make your company work. You probably carry business insurance to protect this investment of your time and money. But what… Read more »
As a business owner, you need to take steps to protect both your workers and yourself. After all, accidents happen and for many small or new businesses, an accident could nearly cripple your venture. Should you consider worker’s compensation insurance? Coverage can protect you should an employee become injured onsite.
The answer to that question is no. Texas state law does not require all owners of private businesses to carry workers’ compensation. Private businesses that contract with the government, however, are required to cover the employees involved in the government project. In such cases, if those business contractors are also using independent contractors or subcontractors… Read more »