Employees are a business’s livelihood, and vice versa. When functioning well, a business and its employees are mutually dependent on one another, working together for the betterment of all parties involved. However, sometimes accidents happen, and employees are injured on the job, putting their livelihoods in peril when they are unable to work and prompting them to seek worker’s compensation. Unfortunately, however, the accidents may be just as unforeseen from the business’s end as they are from the employee’s end, and the unexpected cost of medical bills and worker’s compensation may damage the business. Thankfully, though, worker’s compensation insurance exists for precisely these circumstances.
Even in an office setting, where workers are not asked to do strenuous activities, accidents occur more often than you might think, and when accidents do happen, it’s important that neither the employee nor the business suffers. To protect both you and your employees, your Carrollton TX insurance agency offers worker’s compensation insurance that covers potential injuries suffered by employees in the workplace. Read below to learn more about these policies and how they can protect your business and your employees.
Worker’s Compensation Insurance Policies
In the state of Texas, businesses are not required to have worker’s compensation insurance. However, the prevalence of workplace accidents, even in relatively safe environments, makes worker’s compensation coverage a useful option. In the event of an accident, this coverage provides protection from lawsuits filed by an employee or an employee’s family, covers the loss of a worker’s future earnings when the worker suffers a workplace injury or illness, and pays for the medical treatment necessary for a workplace injury or illness. If you are interested in protecting your business and employees with worker’s compensation insurance, contact your Carrollton TX insurance agency today to discuss the customized policy that meets the needs of your business.
Contact Your Carrollton TX Insurance Agency
The Jeff Van Matre Insurance Agency offers business insurance policies to protect your business in the event of an accident. Visit us online or call 972-492-8500 today discuss a policy or receive a quote. Located in Carrollton TX, we proudly serve individuals and businesses in Carrollton, Lewisville, Dallas, Irving, Plano, and surrounding communities.