Are You Covered Against Uninsured Motorists?

drivers arguing over accident

Your auto insurance is supposed to protect you and your interests in the event of a collision or other accident, the costs of which could devastate your finances without proper insurance coverage. With that peace of mind, however, many people don’t realize that their auto insurance plans leave them without coverage if they’re involved in an incident with an uninsured motorist. Depending on the severity of the accident, that surprise could prove more devastating than astonishing. With a dedication to providing our clients with the most comprehensive coverage possible, our Carrollton insurance experts can help make sure that you don’t end up ruined by the irresponsibility of an uninsured motorist.

The Dangers of Uninsured Drivers

The exact specifics of your auto insurance policy will depend on a number of factors, including how old your vehicle is and how much mileage it has accrued, to name just a couple.  In the state of Texas, it’s mandatory that you purchase at least a minimum liability plan to protect other drivers and their vehicles involved in an accident for which you’re at fault. Unless you specifically have uninsured motorist coverage, your insurance provider might not cover the cost of your own repairs and expenses resulting from an accident caused by someone else (which should be covered by the other driver’s insurance provider).

Doesn’t Everyone Have Auto Insurance?

Though Texas law states that you must have liability insurance to legally operate a personal vehicle, not everyone abides by the law, and there’s still a possibility of running into someone without auto insurance (literally). Since you won’t really know who has insurance until you’ve been in an accident with them, Jeff Van Matre advises including uninsured motorist coverage in your personalized, comprehensive auto insurance plan.


With over 20 years of experience in the insurance industry, Jeff Van Matre Insurance Agency can help you choose the right coverage plan to protect your personal and business assets and put your mind at ease. To learn more, visit us online or call our office today at 972-492-8500.