Are You A Consultant, A Coach, A Training Professional?


There are so many different jobs in this world and so many people who need services. Independent contracting jobs can run the gamut from writers, to computer repair, to electrician, to carpenter, handyman, etc. What about consultants, or coaching and training? Are you a consultant, a coach, a training professional? Do you have the proper insurance coverage?

Insurance for Consultants and Coaches

If you enjoy the flexibility that comes with being an independent contractor in the consulting or coaching field, you also know that with your services comes responsibility. Performing your services is only one aspect of your business. Another is managing client expectations. What if your client was expecting one thing and you delivered another? What if your client thinks your advice brought them harm? You need to be insured against these possibilities.

Professional Liability: If you provide instruction or advice to others, then you need professional liability, or errors & omissions insurance. This type of insurance will cover you as an independent contractor against complaints regarding:

  • Bad advice
  • Failure to perform
  • Inaccuracy
  • Negligence

Such policies will generally cover defense costs and pay for damages.

General Liability Insurance:  The most basic form of business insurance that all independent contractors or businesses should possess, general liability helps protect against allegations regarding the following:

  • Bodily injury
  • Property damage
  • Advertising injury
  • Libel
  • Slander
  • Defamation

Business Owner’s Policy: Covers your business assets such as your computers or other equipment, interruption of your business, and more, against the unknown.

Contact Your Agent

If you are unsure as to what types of insurance you need as a consultant, coach, or trainer, visit your local insurance agency. Your agent can sit down and discuss the proper insurance for you.


With over 20 years of experience in the insurance industry, the Jeff Van Matre Insurance Agency can help you choose the right coverage plan to protect your personal and business assets and put your mind at ease. To learn more, or to get a free quote,  call our Carrollton office today at 972-492-8500.