Choosing the right auto insurance policy isn’t like shopping at a store. Your policy should be custom-built to reasonably meet your auto insurance needs, and will vary depending on the specifics of your automobile (and your use of it) and the insurance agency you choose. So how do you know which policies will suit you best? By speaking with an independent insurance agent, like Jeff Van Matre of Dallas, who’s committed to helping you secure your peace of mind without having to break the bank to do it.
Do you need more than liability insurance?
If you have car insurance, then chances are that you have at least liability insurance (in addition to other appropriate coverages). For many people, liability is the only coverage they have, and for those with older, less valuable vehicles, it may be enough. However, if your car is a newer model, doesn’t have excessive mileage, and might be expensive to repair, then liability insurance won’t protect you or your assets in case of an emergency.
The difference between full-coverage and comprehensive coverage
“Full-coverage” is a phantom term that has no definite meaning, and if you place your faith in a “full-coverage” policy without researching exactly what it entails, then you might be unpleasantly surprised when you need protection and learn that you don’t have it. For true total protection, we offer comprehensive coverage plans that are tailored to every client’s specific needs, and that include case-specific plans to offer adequate protection in a wide variety of unfortunate situations.
As part of your comprehensive auto insurance plan, we may recommend umbrella insurance, as well, which will provide you with peace of mind when situations arise that are not covered by your main car insurance plan.
ABOUT YOUR DALLAS INSURANCE COMPANY:
With over 20 years of experience in the insurance industry, the Jeff Van Matre Insurance Agency can help you choose the right coverage plan to protect your personal and business assets and put your mind at ease. To learn more, visit us online, or call our Carrollton office today at 972-492-8500.